Upgrade or downgrade your producer license

Downgrading a producer license means the lines of authority on the license are changed from full lines (life, disability, property, or casualty) to limited lines (surety, credit or travel).

Upgrading a producer license means the lines of authority on the license are changed from limited lines (surety, credit or travel) to full lines (life, disability, property, casualty or personal lines).

  • Neither process may be completed online.
  • A license may not be downgraded or upgraded if it is within 60 days of the license expiry date. The license must be renewed before any other changes can be processed.
  • There is no fee to downgrade a license. When upgrading a license, a $35 difference-in-license fee is due (a limited-lines license is $20 and a full lines license is $55, making the difference $35).
  • The license-effective and -expiry dates do not change when you downgrade or upgrade a producer license.
  • Only the lines of authority, renewal fees and continuing education requirements (for residents) change when a license is downgraded or upgraded.

What to submit for a license downgrade

Resident business entity

  1. A new paper application. Email us to get one.
  2. A cover letter requesting a downgrade of your license.

Non-resident business entity

  1. A new paper application. Email us to get one.
  2. A cover letter requesting a downgrade of your license.

What to submit for a license upgrade

Resident business entity

  1. A new paper application. Email us to get one.
  2. A cover letter requesting an upgrade. Remember: Even if we upgrade your business entity (BE) license, the BE cannot transact full-lines business until they have an affiliate with corresponding full lines.
  3. $35 upgrade fee.

Non-resident business entity

  1. A new paper application. Email us to get one.
  2. A cover letter requesting an upgrade. Remember: Even if we upgrade your BE license, the BE cannot transact full-lines business until they have an affiliate with corresponding full lines.
  3. $35 upgrade fee.

Updated 04/21/2014

See also

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