Property and casualty

What forms do I file?

You are required to file forms for all lines of insurance, except:

  • Foreign trade insurance,
  • Ocean marine,
  • Surety insurance, and
  • Surplus lines coverages.
Filings must include Filings should not include
  • Policy jackets,
  • Declarations pages,
  • Renewal certificates,
  • Any other form made a part of the policy, and
  • Only applications made part of the policy.
  • Brochures,
  • Policyholder notices - unless the notice amends or modifies policy provisions,
  • Manuscript forms used on a one-time basis,
  • Billing notices, binders, etc., or
  • Applications, unless made part of the policy.

RCW 48.11.080 (www.apps.leg.wa.gov) - "Surety insurance" defined

RCW 48.18.010 (www.apps.leg.wa.gov) - Scope of chapter

RCW 48.18.100(1)(www.apps.leg.wa.gov) - Forms of policies - filing, certification and approval - exceptions

WAC 284-20B-110 (www.apps.leg.wa.gov) - Applications and policyholder notices

WAC 284-20B-160 (www.apps.leg.wa.gov) - Exemption for unauthorized insurers

WAC 284-20B-170 (www.apps.leg.wa.gov) - Exemption for large commercial accounts

 

What rates and rules do I file?

You are required to file all lines of insurance, except:

  • Aircraft hull and liability,
  • Ocean marine,
  • Reinsurance, and
  • Surplus lines coverages.

RCW 48.19.010 (www.apps.leg.wa.gov) - Scope of chapter

RCW 48.19.040 (www.apps.leg.wa.gov) - Filing required - Contents

RCW 48.29.140 (www.apps.leg.wa.gov) - Title insurance - premium rates

WAC 284-24-060 (www.apps.leg.wa.gov) - Suspension of filing requirements - Surplus lines coverage

WAC 284-24-070 (www.apps.leg.wa.gov) - Modification of filing requirements - Refer-to-company rating

WAC 284-24-120 (www.apps.leg.wa.gov) - Suspension of filing requirements - Large commercial accounts

How do I file?

For forms

For rates and rules

Loss payable and mortgagee endorsements


Updated 06/27/2014

See also

Need more help?