When you don't need a license
Confused about which activities require you to have an active insurance license? Here's some general guidance for when a license isn't required.
You're an officer, director or employee of an insurer or insurance producer
Your clerical/administrative duties may include gathering information so a licensed individual can complete an insurance transaction, reception activities or taking claims information (but not interpreting or commenting on coverage). You are not required to have a license if:
- You don't receive commission on policies written or sold, and
- Your activities are executive, administrative, managerial, clerical or a combination of these, and
- You are only indirectly related to the sale, solicitation or negotiation of insurance.
You secure and forward information for issuing group (life, disability, property, casualty) insurance, and you are paid no commissions for the service
You do not intend to solicit insurance in Washington state and you:
- Don't sell, solicit or negotiate insurance, and
- Limit your activities to advertising in print or electronic publications or mass media whose distribution is not limited to residents of Washington state.
You secure and forward information for the purpose of group credit life insurance, where the reimbursement for actual expenses does not exceed $3 per certificate issued