Washington State Office of the Insurance Commissioner

The Guaranteed Health Benefit Plan

“... the potential to dramatically increase access to health care coverage
with minimal disruption to the existing marketplace.”

What it is

Commissioner Kreidler’s Guaranteed Health Benefit Plan would provide health care coverage for all Washington residents up to age 65 – and preserve freedom of choice. Our state is long overdue for a health care system that provides peace of mind and ensures high-quality care for all.

How it works

  • All residents get catastrophic coverage for health crises over $10,000 a year.
  • Limited preventive care is covered, including an annual checkup, immunizations and age-appropriate cancer screenings.
  • Consumers choose additional coverage for other routine care.
  • All insurance – catastrophic and routine health care – is provided by private insurers.

Learn more


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