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Pet health insurance

• Pet health insurance may help pay veterinary bills if your pet's hurt, sick or needs routine preventive care.
• Most plans cover dogs and cats, and some plans cover other types of animals.

What to consider before you buy pet health insurance

• Shop and compare different policies and premiums.
• Make sure the pet insurer is licensed to do business in Washington state.
• Read your policy and look for:
  • Deductibles
  • Copays
  • Coverage limits
  • Exclusions
• Compare monthly or annual costs.
• Find out if the policy limits payouts by incident, annually, or your animal's lifetime.
• Policy costs vary based on the:
  • Age and type of animal (the older your pet is, the higher the premium)
  • Amount and type of coverage
  • Breed of animal
• Before you buy, ask the pet health insurer these questions.

Updated 04/13/2012