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Washington State Office of the Insurance Commissioner


What is Medicare? | Part A | Part B | Part C | Part D | Medigap | Medicare Home | SHIBA



What is Medicare?

Medicare is federal health insurance for those:
  • Age 65 and older, and
  • Under age 65 on Social Security Disability Income (SSDI)
    or diagnosed with certain diseases including End-Stage Renal
    Disease (ESRD) and Lou Gehrig's Disease (Amyotrophic Lateral Sclerosis or ALS)

Important Important:  Medicare is a complicated topic and everyone's situation is different. The information on these pages presents a broad overview.



Your Medicare choices


Original Medicare

 

Part A

Medicare Part A

Hospital Care

Part B

Medicare Part B

Doctor & Outpatient Care

or

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bg

bg

bg

bg


Medicare Advantage

Also known as Medicare Health Plan

Part C
Medicare Part C

Hospital, Doctor & Outpatient Care
Most Part C plans include drug coverage

There are gaps in
coverage. You may
want to add more
insurance
If you don't have
drug coverage, you
may want to add
Part D
Medigap

Medigap

Medicare Supplement

Part D

Medicare Part D

Prescription Drug Coverage
Avoid penalties for late enrollment

Part D

Medicare Part D

Prescription Drug Coverage
Avoid penalties for late enrollment


You may have other Medicare options

If you are: 

  • A member of a tribe
  • A retired federal or state employee
  • Retired from the railroad
  • On COBRA
  • Age 65 but not receiving Social Security benefits

You may also be eligible for health care coverage through other programs such as Indian Health Service, TRICARE for Life, the Department of Veterans Affairs, and more.

Help is available to understand your Medicare choices

SHIBA, Washington's State Health Insurance Benefits Advisors, offers one-on-one, confidential assistance.

Call SHIBA at 800-562-6900 or email us for free, unbiased help.



What is Medicare? | Part A | Part B | Part C | Part D | Medigap | Medicare Home | SHIBA




Updated 03/30/2012

Need more help? Call our FREE Insurance Consumer Hotline at 1-800-562-6900
or Email us at cap@oic.wa.gov.