We're here to protect insurance consumers
Washington State Office of the Insurance Commissioner

 

Avoid insurance scams

If it sounds too good to be true, it probably is

Here are some tips to help avoid becoming a victim of insurance scams:

  • Make sure the company and agent are licensed to do business in Washington.
  • Research before you sign up for anything. If you are unsure, call us at 1-800-562-6900.
  • Ask your friends if they are happy with their insurance agent or company.
  • If coverage seems too cheap, be suspicious!
  • With health insurance policies, be cautious if there aren't many questions about your health, or the coverage is referred to as "stop-loss" insurance.
  • Only buy state-licensed products. If an agent tries to sell you an ERISA or union plan, call us right away.

Report scams

If you think you're a victim of an insurance scam or someone tried to sell you a suspicious plan, report it to us immediately at 1-800-562-6900.




Updated 01/24/2012

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Need more help? Call our FREE Insurance Consumer Hotline at 1-800-562-6900
or Email us at cap@oic.wa.gov.