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Washington State Office of the Insurance Commissioner

How much does PIP cover?

It provides the following minimum benefits:

  • Up to $10,000 for reasonable and necessary medical expenses for each person injured in an auto accident. This is available for up to three years from the date of the accident.
  • Up to $200 per week for income replacement coverage. This is limited to one year after someone's been disabled for 14 consecutive days after the accident.
  • Up to $2,000 for funeral expenses.
  • Up to $5,000 for loss of services (payment to non-family members for work you can’t do).

You can buy more coverage. Check with your insurance company or agent.

 




Updated 11/02/2011

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Need more help? Call our FREE Insurance Consumer Hotline at 1-800-562-6900
or Email us at cap@oic.wa.gov.