What to consider before you buy a discount health plan
Savings
- Can you get the same savings without the card?
- Ask your provider if there are other ways you could get a discount on your health care services.
Check with your provider
- Does your provider (pharmacy, doctor, or hospital) accept the discount card?
- Be sure to check with them before you enroll in a discount plan.
How long has the plan been in business?
- Where is the corporate office and do you know how to contact it?
- How does it settle disputes?
Fees
- What is the enrollment fee?
- What is the monthly fee?
- Are there any other costs for the program?
Understand how the discount works
- How is the discount applied? When you enroll or at the time of service?
- How do you know the fee will not increase or the discount will not change?
- Is there a minimum enrollment time?
- How do you cancel enrollment?
- Will your personal information be disclosed to other parties?
Know your rights
- How does it handle disputes?
- Take the time to understand what you’re buying and if it’s the right product for you.
- Don’t be swayed by high-pressure sales tactics.
For more information on discount health plans or your rights, call our Insurance Consumer Hotline at 1-800-562-6900.
Some files on this website require a free reader. Download a free reader.