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Washington State Office of the Insurance Commissioner

What personal injury protection (PIP) doesn't cover

It doesn’t cover injuries caused by using:

  • Farm equipment
  • Recreational or off-road vehicles
  • Mopeds
  • Motorcycles (PIP coverage may be available on motorcycle policies and is very expensive)

It also doesn’t cover intentional injuries caused by the insured person, or if the person is injured in organized racing activities, or while committing a felony.




Updated 04/13/2012

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