Don't be fooled. Before you hand over your money or sign up for an insurance plan, make sure you know what you're buying and who you're buying it from.

Most importantly, don't be afraid to ask questions.

Things to consider

Questions to ask yourself if you're concerned about your agent.

Warning signs that a health insurance offer is a scam.

Fraud-prevention tools

Look up a licensee or insurer to make sure he or she is licensed and approved to do business in Washington.

Looking for life insurance or an annuity? Read our tips.

Report scams

If you think you're a victim of an insurance scam or someone tried to sell you a suspicious plan, report it to us immediately at 800-562-6900.

Updated 02/14/2013